Conversion Factor The Conversion Factor (CF) for a currency measures how much local money it takes to equal $1.

To convert a figure in ecus into another currency, multiply the figure in ecus by the CF for the currency.

For example, the Swiss franc has a CF of 2.1. $1 equals 2.1 Swiss francs. An item that costs $100 costs 210 Swiss francs.

To convert a figure in local currency into ecus, divide it by the CF. For example, if a fancy personal

computer crafted by the techno-gnomes of Lucerne costs 3,200 Swiss francs, it costs 3,200 divided by 2.1, or $1,524.

The three ecu currencies, the neodollar, eurotaler and rubyen, all have a CF of 1.00. But not all ecus are

created equal, and they have different rates of flux.

Conversion Factors aren't essential. They are included for background color. In game terms, all that

matters is the real value of the transaction in ecus. But when a fixer has to lug a barrel of Serbian balkis (1,200 balkis = $1) to a

meet in Krusevac, it makes life a little more interesting.

Money Games

Rules for fiddling with exchange rates and the uncertainty of fiscal stability are discussed because this

is a staple in many cyberpunk settings. The GM may decide this is far too much bookkeeping, and scrap the whole idea. He can

also set flux rates at his own whim, without referring to dice rolls. We do recommend keeping the basic currency exchange, rather

than putting the whole planet on ecus, or some other arbitrary currency. That's a lot too orderly for the

Edge, livewire.

When Not to Make Flux Rolls

As a rule, trivial transactions, less than $100, should not require flux rolls.

However,theGMmaydecidetocallforaflux rollforsmallpurchasesonceinawhile,just

tokeepplayersfromgettingentirelycom-fortable.Nothinglikehavingasmartcaban-nounce,“Thatwillbe10Neodollars,8 Class-AKeiretsuMarks,or12U.S.dollars …adjustment…13.5 0U.S.dol…ad-justment.. .14.7 5U.S.dollars,please.” Anyonepayingin“fold,”realhardcopy cash,canskipfluxrolls.Thatappliesto moneyprintedbyagovernment,scripcer-tificatesfromamajorkorp,oranykindof non-electroniccurrency.However,ifachar-acterconvertsfoldintocred(deposits hardcopycurrencyfortransfertoanelec-tronicaccount),heshouldcheckthefluxat thattime.

Table of Tech Levels and Control Ratings

Tech Level(TL): Indicatestheaver-ageTechLevelforthecountry.Thisdoes notmeanthetechnologyavailableto everyinhabitant,butratherthemedian point.

Wealthymembersofthesocietymay haveaccesstomoreadvancedtech;poor membersofsocietywillbelimitedtosig-nificantlylowertechnology. NotethatTL8meansearlyTL8,and thatmostofthetechinthatcountrywill beTL7,withtheTL8stuffreservedfor korpsandthewealthy.

ControlRatings:Ratingsareas-signedforthreeareas.TheGeneralCR (Gen.)measuresthepresenceoflawen-forcement,strictnessoflaws,andthe overalllevelofgovernmentregulation. TheWeaponsCR(Wpns.)specifically governstheLegalityofweapons(seep. C110).TheTechnology(Tech.)CRmea-suresth eLegalityofcyberwearand cyberdecks,aswellasgovernmentregu-lationofindustry,medicalresources, powersources,andotherhigh-techfea-turesoflifeintheone-and-twenty.

WealthLevel(W):Acitizenofaver-ageStatus(Level0)willliveattheWealth Levelindicated. D: Dead Broke P: Poor S: Struggling A: Average C: Comfortable

PaymentPlans

Aperson'swillingnesstopaydebtsin valuta,andtoacceptdengiaspartialpay-menttohimself,canbeacriticalfactorin negotiationsaboutpayment.

Mostpaymentforcriminalorhard-to-getgoodsorservicesisamixofhardand softcurrencies.Standardpaymentsaredi-videdintofourequalblocks.Oneblockwill beinclass-Bvaluta,twowillbeclass-C dengi,andthefourthwillbeclass-D dengi.

Eachblockcanbenegotiatedonceand onceonly.The appropriateskillsareMerchant(foranysituation)orStreetwise(for criminalgoodsorservices) .Fast-Talkmay besuitable,ifthedealhastogodownina hurry,andtheplayercanconvincetheGM thathehasaplausibleline.

RollaQuickContestbetweenbuyerand selle r(thepersontobepaid)foreachblock tobenegotiated.

Thesellercantrytoupgradetheflux classofablock,butthismayreducehis effectiveskillfortheQuickContest.

Upgradingclass-Dtoclass-C… .-0 Upgradingclass-Dtoclass-B… .-2 Upgradingclass-Dtoclass-A….-6 Upgradingclass-Ctoclass-B… .-0 Upgradingclass-Ctoclass-A… .-4 Upgradingclass-Btoclass-A….-2

Theselle rcanalsonegotiateforablock infoldingcashwithoutanynegativemodi-fierstohisskillroll. Ifthesellerwins,hegetshisway.Ifthe buyerwins,hemayeitherdowngradethe blockonefluxclass,orreduceitsrealvalue by10% .

Forexample,YinSladeneedstohirea netrunner.Heoffers$10,00 0toJumping Jack:$2,500inclass-Bdeutschmark, $5,00 0i nclass- CU.S.dollars,and$2,50 0 inclass-DQudbecoisfrancs.(Vinisthe buyer;Jackistheseller. ) JacktriestogetVintoimprovetheoffer. TheyrollaQuickContestoverthedeutsch-markblock.Jackisat-2onhisskillroll, sinc eheistryingtogetVintoupgradeto eurotalers,aclass-Acurrency.Vinwinsand Jackisbeatendowntotaking$2,250in marks.

Jackswitchestoanargumentoverthe Quebecoismoney.Hewantstobepaidin fold.JackwinsthisQuickContest. Jacktriesnegotiatingonthe$5,00 0in U.Scurrency,rollingonceforthewhole fivegrand,toupgradeittoSwedishkrona,a class-Bcurrency.Jackwins.

Atthispoint,allfourblockshavebeen negotiated.Sothefinaldealis$2,50 0in Quebecoisfrancs,paidinfold,therestin electroniccred:$5,000inkrona,$2,25 0in deutschmarks.

Ifthisistoocomplicatedforyourtastes , astandardMerchantcontestcanberolled. Thewinnergetstoraiseorlowertheoverall priceby10 %orraisealltheblocksone class:oneclass-A,twoclass-B,oneclass-C.

ECONOMICS

Dyadooshkausedtosaythat“moneymakestheworldgo'round.”Todaythat goes“valutagivesabreetvaEdge”(moneygivesarazoritsEdge). Doublepuntalk,paryeni.Allusbreetvasonthestreetknowwherewegetour Edge,neh?Whenafixersignsyouupforahotjob,makesureit'shardvalutahe's slottin'intoyourcard,notthelocalsloppy-softdengi.Credorfold,machtsnichts aslongasitturnsintoecusniceandclean.

CredandFold

Mostoftheworld'smoneyiscred,electroniccurrency.Credistrackedbythe interlockedaccountingcomputersoftheworld'sbanks,risingandfallingbythe millisecondintheunstableeconomyoftheone-and-twenty.Legitcitizenscan accesstheirfundsthroughtheirIDcardsornice,traceablebankaccountsthatkeep trackofeverycentasitmovesfromonepersontoanother.Codedaccountsand crows(escrows)letfolksmovecredwithoutsustainingtheirritationoflegal identities.

Atinytrickleofmoneyisfold,foldingmoney,hardcopycash,realbills.The firstworldgovernmentskeeptryingtoswitchtoacashlesssociety ,andeventhe mosttightlycontrolledonesfindthattheycan'tdoit.Toomanyimportantpeople needmoneythatcan'tbetracedthroughtheNet.Nonetrunnereverbacktracked toitssourceaplasticsackstuffedwithsmallbills.

Inthefirstworld,about95%ofthemoneysupplyiselectroniccred.Awell-behavedshaikujincangohiswholelifelongandneve

rseeascrapoffold.That other5%-trillionsofecus-flowsthroughtheguttersofthestreetsandinthe quietestofficesofthespacescrapers,oilingthesecretmachinerythatmakessoci-etyrun. Inthelastworld,foldismuchmorecommon.Tchort,therearestillplaces wherethefolkswouldn'tknowacredcardifyoufedittothem!Peoplecanuse credinlastworldcities,eveninsomeofthebiggertowns.Butoutintheboonies, youusetheloca lfoldorstarttalkingbarter.

ValutaandDengi

Valutaishardmoney,eithercredorfold.Currencybackedbythestrongest firstworldeconomiesorthetopkorpsisthebestkindofvaluta. Everythingelseisdengi:softcurrency,changinginvaluedaily,usuallyforthe worse.Somedengiisn'tbad.Youcangetpaidinitoneweekandstillaffordthe rentthenext.Mostofitistrashcash;acceptitatyourownrisk.

Ecus Ecus,“EconomicCommunityUnits,”arethehardestvalutathereis.When-everafigureintheserulesispreceededwitha“$,”it

referstotheamountin ecus.

Worldeconomics(andthepricesinthisbook)arebasedonan“ideal”ecu, withabaselinevaluepeggedtointernationaltradebalances,grossnationalprod-ucts,moneysupplyandathousandothervar

iables. Therearerealecus-theinternationaltradingcurrencyofthethreefirstworld tradingcommunities.IntheAmericas,it'stheneodollar.Thisisthemaineco-nomicindicatorintheAmericas.Drivenbytheg

rowingeconomicfrictionbe-tweentheU.S.andtherestofthehemisphere,theChilentinanpesoshowssigns ofbecomingthebasisofapurelySouthAmericanecu.Thiswouldhaveadrastic effectontradebalancesandinternationaldebtforbothcontinents.TheAmerican

powersareverycautiousaboutradicallyalteringtheirfinancialstructure,forfear ofdisturbingeconomicstability.

TheUnitedEuropeanecuistheeurotaler.PeggedprimarilytotheGerman deutschmark,itissupportedbythemarketvaluesoftheotherstrongEuropean currencies.Nationalistmovementsinkeycountriesdefeatedattemptsbytheearly architectsofEuropeanconfederationtoeliminatenationalcurrenciesandreplace themwithasinglecurrency.Someofthesmallercountrieshaveadoptedthe eurotalerastheironlycurrency,butthemajorpowersretainloca lmoneyaswell. EurotalersareeagerlyacceptedeverywhereinEurope,anditisthefavoredhard currencyinnorthernAfricaandtheMiddleEast.

Thehardestvalutaintheworldistherubyen,theecusupportedbythejoint economiesofRussiaandJapan.TheeconomiesoftheCISandlargeportionsof thePacificRimaretiedtotherubyen.

Ecusarenominallyatpar.Thatis,oneecuequals$1.00 ,whetheritisa rubyen,aneodollaroraeurotaler.However,evenecuscanvaryfromthisidea l value.

CurrencyFluctuation

ThefinancialsituationontheEdgeisanythingbutsteady .PCsshouldnever becompletelycomfortableaboutthesafetyoftheirbankrolls.Thekeytoplaying gameswiththemoneysupplyisfluctuationbetweenonecurrency(theonethe personhas)andanother(theoneheneedstogetwhathewants).

Unlesscharacterstrytomakeakillingbytradingincurrencies,thisusually involvesmeasuringthestabilityofmoneycomparedtothe“ideal”ecu.Whenever anadventurertakesmoneyinorpaysitout,theGMcanchecktoseeifthestate oftheworld'seconomyhelpsorhurtshim.

Thescorethatcontrolsthisiscalledflux.

Flux

Fluxmeasuresthedegreebywhichacurrencycanvaryfromitsfacevalue. Valutahasaverylowrateofflux;whenitdoesfluctuate,itoftenincreasesin value.That'swhyit'svaluta.

Dengihasaveryhighrateofflux,anditoftendecreasesinvalue. Fluxismeasuredbytworatings:afluxnumberandaletter,thefluxclass. Highfluxnumbersareconsideredgood-thatis,currencieswithahighnumber aremorestable.FluxclassesareratedAthroughE.An“A”or“B “indicatesvery stablevaluta.A”C, ”“D,”or“E “indicatesdengi.Class-Edengiisparticularly unstablecurrency,subjecttowildinflation-“trashdengi,”instreetjargon.

Thefluxnumberandfluxclasscomeintoplaywhenevermoneychanges hands.Anytimeanoperatorisinvolvedinasignificantfinancialtransaction,the GMcanrequiretheplayertomakeafluxroll.

FluxRolls

Wheneveranindividualisbeingpaid,orwhenhebuyssomething,theGM shouldroll3dagainstthefluxnumberforthecurrencyheisusing(seesidebars, p.60-62).Forexample,ifacharacterispayinginU.S.dollars,therollisagainst 16,thefluxnumberforthatcurrency.

Treatthefluxnumberlikeaskillforpurposesofcalculatingcriticalsuccesses orfailures,asdescribedonp.B86. Iftherol lsimplysucceeds,thenmoneychangeshandsatfacevalue.Any otherresultchangestheamountofmoneyinvolved.Theexactamountdependson thecurrency'sfluxclass. Onacriticalsuccess,valutaissubjecttopositiveflux.Theplayercharacter getsapercentageofcashinhisfavor.Ifsomeonepayshim,hegetsmoremoney thanusual.Ifhespendsmoney,thenthepriceofwhateverhebuysisreduced. Dengi,withafluxclassofCorworse,doesn'tbenefitfrompositiveflux. Iftherollfails,that'snegativeflux,andtheexchangerategetsworseforthis transaction.Theexactpercentagedependsonthenumberofpointsbywhichthe rollfailed.Ifthepersonisreceivingmoney,theamountisreducedbythepercent-age.Ifheispayingsomeoneelse,hiscostgo

esupbythesamepercentage. Onacriticalfailure,add1d-1tothemarginoffailure.Thatis,ifacritical failuremissesthefluxnumberby4,rollld-1andaddtheresultto4tomeasure theactualeffectofthenegativeflux.Forexample,theplayerrollsan18againsta currencywithafluxvalueof16C .Thisnormallywouldreducethemoney'svalue by2+3%(seeFlux Classchartbelow).Butsince18isacriticalfailure,herolls ld-1,addstheresulttothe2pointsbywhichthefirstrol lmissed,andaddsthatto CurrencyTables(Continued) UnitedEuropeanCurrencies CountryCurrencyCFFlux EffectsOfFluxClasses A:Positiveflux:(2d-2)x5%.Negativeflux:1%perpointbywhichtheroll wasmissed. B:Positiveflux:(1d-l)x5%.Negativeflux:2%perpoint. C:Positiveflux:Hasnoeffect.Negativeflux:3%perpoint. D:Positiveflux:Hasnoeffect.Negativeflux:5%perpoint. E:Positiveflux:Hasnoeffect.Negativeflux:7%perpoint. Inthesidebars(pp.63-64)aretwoexamplesofhowtheGMcanuseflux duringmoneyexchangesinthecampaign. WalkingAroundtheBlock So,aparyenishagglingoveradealandthefluxrollcomesuplousy.Whatcan hedoaboutit?Afterall,iftheworldmonetaryexchangesareasfickleaswe've jus tdescribed,hecouldmaybegooutforacupofkaff,comebackinhalfanhour, andgetawholenewdeal,right? Nicetry,livewire. Therearetwosituationstoconsiderhere.Inthefirst,andsimplest,case,the operatorhasalreadyagreedtothedeal.Backingoutis,attheleast,goingtogive himastreetrepasaweasel(eithertemporarilyorasanout-and-outReputation disadvantage).Ifhepullsitonthewrongpeople,hemayjus tgetkilled.Ifhehas agreedtotakepaymentinTurkishliras,hecan'tchangehismindwhenthelira takesanosedive,anddemandEastAfricankenyattasinstead.Ingeneral,this happenswhenthepersonisgettingpaid.Thefluxrollsaremadewhenhisem-ployerpayshim,whetheritisaregularsalaryfromt

heJobsTable,oraone-time transactionaftersomeirregularpieceofskullduggeryforakorp's”Competitive Research”office.Ofcourse,oncehe'spaid,he'sfreetositonthepaymentand waitforabetterexchangeratetorollaround,aslongashedoesn'thaveanybills topayorgroceriestobuyinthemeantime.

Whenthecitizenispayingsomeoneelseforgoodsorservicesandfinds himselfontheshortendofbadflux,hehasmoreoptions.Hecan“walkaround theblock,”thatis,holdoffclosingthedeal,waitingforamorefavorableex-changerate.Thelengthoftimehe'llhavetowait

beforemakinganewrol l dependsonthefluxclassofthecurrencyhe'sdealingin. A-24hours. B-2days. C-4days. D-1week. E-2weeks. Somepurchasesaretime-sensitive.Ifyouarebuyingbulletsinthemiddleof afirefight,that'scertainlyaseller'smarket.Paytheman,forheaven'ssake! Ifthedealinvolvedanyfancysearchingtofindabuyerorseller-forexam-ple,ifanetrunnerisnegotiatingtobuyblack-mark

ethightechtoupgradehis cyberdeck-thenwalkingaroundtheblockmeansthatthesourceofthemerchan-disewilldisposeofitelsewhere.Thebuyerwill

havetolocateanewsourceofthe material. Apersoncanalsoplaymusicalmoney,offeringadifferentcurrencytoavoid alossduetonegativeflux. Forexample,HeavyAjaxispayingofftwobreetvasforabitofprofessional violenceearlierintheweek.Thepriceagreedonwas$1,000 ,inanyreasonably hardcurrency(fluxclassAorB).Ajaxtapsintoacrowthatcarriesitsbalancein Israelishekels,whichhaveafluxof14B.Thedicerollis17 ,whichisacritical failure.Ajaxisloathtoforkoverextravalutatothesewired-upstreetops,sohe dipsintohisslushfund,apacketofrubyenstashedinaPetrogradvariablefund. Rubyenarerated16A ,top-of-the-linevaluta.Thistime ,Ajaxroll sa12 ,andforks over1,000rubyen.Thismaybeill-advised,ofcourse.Rubyenareashardas currencygets,whereasshekelsarelessstable;butcashflowiscashflow. AprudentadventurerontheEdgewillmaintainhisfundsinseveralaccounts, spreadoverasamplingofseveraldependablecurrencies. TheKurse Kurse(pronounced“koor-suh”),inRussian,Germanandacoupleofother languages,means“currencyexchangerate.”Instreetlingo,it'spronouncedthe sameas“curse.”IfaGMwantstokeepplayersanxiousabouttheirsavings,this isasadisticallyusefultool . TheGMcanmakeafluxrollforanycurrencieshewantsatthebeginningof aplayingsession.Anyfluxresultsareinforcefortherestofthesession. Tobereallynasty,hecancarryfluxoverfromoneadventuretothenext.Say herollsagainstU.S.dollarsoneevening,andthedollarplunges3%.Nextweek, herollsandgetsnegativefluxonthedollaragain,droppingitanother6%.The dollarisnowdown9%! Whencarryingovernegativefluxthisway,apositivefluxrollrestoresthe currencytoitsfacevalue.Thatis,itcancelsallthenegativeflux. Andtotopitoff,playerscanstillrollforfluxonindividualtransactionsas well,usingthekurseasthebasicrate.Saythedollarisdown9%.Ifaplayergets another3%ofnegativefluxonatransaction,heisdown12 %forthatsale . Anothernastythingtodowiththekurseisdevaluingcurrency.Normally, adventurersdon'tactuallysufferreductionsintheirtotalsavingswhenhitwith negativeflux.Itonlyappliestotheamountofmoneytheygainorloseonagiven transaction.Evenwhencarryingaroundnegativeflux,itdoesn'taffecttheirbank balance,justthepurchasingpoweroftheirmoney.Notsowithdevaluation! Onakurserollof18 ,theGMcandecidetodevaluethecurrency,usingany negativeflux.Teammembersthenhavetoreducetheirholdingsinthatcurrency

bytheamountofnegativeflux.Theycan'tholdontothemoneyandwaitfortimes togetbetter. Devaluingacurrencycancelsoutanynegativefluxthathasbuiltupagainstit. Forexample,atthebeginningofasession,theGMrollsforthekurseonU.S. dollars.Previouskurserollshavealreadyput6%negativefluxagainstthedollar. Herollsan18 ,andknocksthepoor,abusedgreenbackdownbyanadditional 14%,foratotalof20%.HealsoannouncesthatProGovisadjustingthefree-float-ingvalueofthedollar.Everybodyloses20%o

fhisholdingsinU.S.currency.Ifa citizenhad$10,000indollarsinthebank,hisaccountisreducedto$8,000. Credinth eNet CredcanbestoredintheNetinseveraldifferentforms.Eachhasadvantages anddisadvantages. PersonalAccounts Legitimatecitizens-folkswithestablishedidentitiesandcredcardsor citcardstoprovewhotheyare-usepersonal,orbank,accounts.Themoneyina personalaccountbelongstoyou,andonlyyoucanauthorizeawithdrawal,using properIDtoverifythattheorderislegal .IfyouloseyourID,itcan'tbeusedto lootyourbankaccountunlessthethiefhasthenecessaryresourcestoovercome thesafetychecksthatverifyidentity(se ep.36). Ifyourmoneyisstolenfromapersonalaccountinspiteofthesechecks,and youcanprovethatitwasstolen,thebankhastorefundtheloss,underthelawin everytechnologically-developedcountryonEarth. Sowhat'ssobadaboutpersonalaccounts?Well,ifyoudon'thavealegal identity,youcan'tuseone.ThosewiththeZeroedadvantage(p.C21)can'thave apersonalaccountunlesstheyti eittoaTemporaryIdentity.Andanyfunds allocatedtoaTemporaryIdentityareconfiscatedwhenthefakeIDisdiscovered (seep.C20). Taxrecordsareautomaticallyregisteredwhenmoneyisdepositedtoaper-sonalaccount.Inmanycases,taxesareautomatical

lydeductedfromdeposits whentheincomeissubjecttotax:paymentfromemployment,investmentincome, paymentforfreelancework,royalties,etc. Anytransactionpaidwithcredfromapersonalaccountcanbetracedbackto thataccount,andsototheidentityoftheaccount'sowner.ATraceprogram(see p.C92)candothis.Keepinmindthatprogramslikethisareillega lforprivate individuals,notforbanks(andthekorpsthatownthem)orgovernmentagencies. BlindAcounts Blindaccountsarenotregisteredtoagivenindividual,butaretheequivalent ofthenumberedaccountsofferedbytheSwissforcenturies.Anyonewiththe propercodecanaccesstheaccount. Separatecodesareusedfordepositsandwithdrawals.Onecansafelygive depositcodestootherpeople,tomakepaymentsdirectlyintotheaccount.With-drawalcodesarekeptverysecret. BlindaccountsareavailableinanycountrywithaControlRatingof3orless (althoughtheSwissarestillatthetop) .IfaTraceprogramisfedthedepositcode forablindaccount,itcantraceallmoniespaidintoitbacktotheirsource.ATrace programthatisgiventhewithdrawalcodecantraceallwithdrawalstotheir recipients.Remember,though,thatbanksdonotwanttheirtransactionstraced, andtheirsystemswillbeloadedwithnastydefensivesoftware.Andifthesoft-wareisn'tenough,theycanalwayssendazeroma

nouttofindthehacker. Blindaccountschargea1%servicefeeonalldeposits.

Crows A crow, shortfor “escrow account,” is similar to a blind account. However, a crow is established with a

one-time deposit. It cannot be added to. All records indicating the source of these funds are erased from

the Net. The bank that maintains the crow backs it with its ownfunds. Acrowonlyhasawithdrawalcode.Itispossibletotracewithdrawalsfromit, butnottheoriginaldeposit. Lockedcrowsareevenmoresecure,inonesense,thoughvulnerableinan-other.Alockedcrowiskeyedtoone,andonlyone,highl

ycomplexpasscode algorithmthatisstoredinaspecialcredcard,a“crowcard.”Thecrowcardisa dedicatedmicrocomputerrunningauniqueComplexity2identity-controlpro-gram.Thewithdrawalcodeisprogrammedintoar

esin-sealed,destruct-coded chiponboardthecredcard.Thecard'sIDprogramcorrespondstoachip-based programinstalledinthebank'scomputer. Therecognitionofwithdrawalordersishandledbythesechipsworkingin tandemthroughtheNet.Thisredundant,hardware-basedsecuritymakesitvirtu-allyimpossibletofakethewithdrawalcodef

oralockedcrow.Youmusthavethe cardtogetthemoney. Lockedcrowsarelikefoldinthisregard.Ifyoulos ethecrowcard,orit's destroyed,that'sit.Youlosethemoney.Ifsomeonestealsit,heownsthemoney. ATraceprogramcanonlytracewithdrawalsfromalocke dcrowifithas accesstothecrowcardthatcontrolsit,sothatitcanidentifyitselftothebank's computerproperly. Thereisaservicefeeof5%oftheamountdepositedwhenacrowiscreated. Inaddition,thecrowcardcosts$200. Foranextra$2,000,acrowcardcanbekeyedtoanindividual'sthumbprint. Thismakesthemoneyeffectivelyrobber-proof,butalsomakesitnontransferable, exceptthroughwithdrawal.

CurrencyTables

Flux classes andnumbersareassigned usingthefollowingcriteria.

A: Ecus. Strongest firstworld economies. Top 5 korp-marks. B: Average firstworld economies. Next 5 korp-marks. C: Weak firstworld economies. Strongest lastworld economies. Other major korp-marks. D: Average lastworld economies. Minor K-marks. E: Weak lastworld economies.

16 : Very stable currency(dynamic economy, strong balance of trade). 14 : Stable currency(growth economy,good balance of trade). 12 : Unstable currency(stagnant economy, poor balance of trade). 10 : Inflationary currency (economic down-turn, recession). 8 : Trash currency (depressed economy).

Ukraine |

Psionics: Uncommon, but known, developed, and actively researched. Genetics: Uncommon, can engineer new lifeforms to a limited extent and readily clone people. Magic: Rare, but known; not well developed as it is much harder to artificially engineer. Cybernetics: Common, well known and well developed.

Genetic Therapy

Recombination and You

Psi-Augmentation Tonics

Skill Augmentation Tonics

Bio-Augmentation Tonics

Cybernetics and Chips

Bionic Heart

Upgrades

Discounts

Cybertampering

Fleshbots

Powerstones