====== Financial Advisor ======

Your Treasury is the amount of gold and materials you have accumulated that are not in the party's direct possession. Build Points are an abstraction of goods, services, personal influence, and labor that are either accumulated directly through actions or paid for with sufficient quantities of gold or valuables.

  * Gold: 540
  * BP: 0

==== News ====

The Miner's Brew in Phandalin is experiencing massive customer volume right now. Sales are much higher than average.

The Malone Messenger Service based in Phandalin is currently having slow business. 

==== Advice ====
=== Miner's Brew - Phandalin ===
Acquiring a Brewer would allow us to make our own ales, beers, and meads to offer here, as well as selling elsewhere.

The Alchemy Lab in our Manor could let us reverse-engineer other beverages and elixirs, if we put effort into getting proper equipment and such.


=== Malone Messenger Service ===
If we establish Messenger Posts in other cities we may be able to boost our business. If we add additional wolves to our transport fleet we could have more messengers operating at once. We could also offer a slower foot service and thus add more goblin messengers without needing wolves.

==== Income ====

Businesses owned by Malone pay all profits towards Malone.

Businesses supported by Malone pay a percentage of their earnings towards Malone; typical rate is 10%.

Businesses that owe venture capital debts to Malone pay 50% of their profits towards Malone until their debt is repaid, then are considered 'supported by Malone' hereafter.

Any of these businesses may require Malone's assistance to take care of problems.

=== Miner's Brew - Phandalin ===

Owned by Malone. Staffed by Blackfeet. 3 gp per day average profits. Has become a Popular location for local laborers and craftsmen (profit average higher than expected).

=== Malone Messenger Service ===

Owned by Malone. Staffed by Blackfeet. 32 cp per day average profits.

==== Expenses ====

  * Tresendar Manor Staff Upkeep: Gellen and Yeemik each take 2 gp for their skills in management. The other 19 each receive a stipend of 2 sp per day. This costs a total of 78 sp per day.
  * External Staff: Gellen has hired a stonemason to assist in manor reconstruction and underground improvement, as well as ten laborers, for a total cost of 4 gp per day when they are working.