====== Financial Advisor ======

Your Treasury is the amount of gold and materials you have accumulated that are not in the party's direct possession. Build Points are an abstraction of goods, services, personal influence, and labor that are either accumulated directly through actions or paid for with sufficient quantities of gold or valuables; 1 BP can be cashed in for 1,000 gp, but under certain circumstances BP can be gained directly instead of cash rewards.

  * Coins: 99057 gold, 3490 Shirans
  * BP: 0
===== Advice =====
  * Build Grocery Stores to sell food.
  * Build Temples to enhance your standing with the gods and support people's religions.
  * Build Taverns, Forges, and Alchemy Shops
===== Side Hustle: Donovan Alchemy =====
Times and costs reduced by 30% for third-level alchemy lab.
====Ingredient Farming====
Nature Check: 5 = 0.5 ingredients, 10 = 1 ingredient, 15 = 2 ingredients, 20 = 3 ingredients, etc. Natural 20: Double ingredients found. Multiply by number of hirelings per day.
====Creation====
Alchemy Check: DC = No change; +1 = +10%, -1 = -10%, natural 20 = double plus modifier
====Sales====
Persuasion Check: 10 = No change, +1 = +1%, -1 = -1%, natural 20 = double plus modifier
====Working the Social Network====
Persuasion Check: 10 = No change, +1 = +1%, -1 = -1%, natural 20 = double plus modifier
====Per Week====
Production based on Creation. Followers based on Working the Social Network. Sales based on Sales.

Ingredient Collectors: 2 gp per day per collector. 10 collectors hired. Cost 140 gp per week. +4 to Nature. Avg 2 ingredients per day.

Assistant Collectors: 2 sp per day per collector. 300 collectors hired. Cost 60 gp per week. +0 to Nature. Avg 1 ingredient per day.

Total 320 ingredients per day.

Potions of Healing: DC 10. 0.8 potions available.  Value 50 gp. Cost 25 gp or 5 ingredients per potion. +d4 due to detailed formula. Sheila works 1 day per week (+4). Requires 1 day.

Philter of Love: DC 12. 0 potions available. Value 90 gp. Cost 45 gp or 9 ingredients per potion. Requires 1 days.

Potion of Poison: DC 12. 0 potions available. Value 100 gp. Cost 50 gp or 10 ingredients per potion. Requires 1 days.

Elixir of Health: DC 15. 0 potions available. Value 120 gp. Cost 60 gp or 12 ingredients per potion. Requires 2 days.

Potion of Greater Healing: DC 12. 0.6 potions available. Value 150 gp. Argon works every day (+4). Cost 75 gp or 15 ingredients per potion. Requires 2 days.

Potion of Invisibility: DC 18. 0.6 potions available. Value 180 gp. Cost 90 gp or 18 ingredients per potion. Requires 3 days.

Potion of Water Breathing: DC 18. 17.2 potions available. Value 180 gp. Fyndax works every day (+8). Cost 90 gp or 18 ingredients per potion. Requires 3 days.

More potions are added with more alchemists or more formulae.

Supply: 5681 ingredients
====Profits====
Sales increase 0.1 potions per follower per check.

Healing Potions: 10.2 followers

Greater Healing Potions: 12.1 followers

Potions of Invisibility: 11 followers

Profits: 1140 gold

===== Side Hustle: Phat Lute Productions =====
====Performances====
Performance Check: 10 = No change; +1 = +1%, -1 = -1%, natural 20 = double plus modifier
====Working the Social Network====
Persuasion Check: 10 = No change, +1 = +1%, -1 = -1%, natural 20 = double plus modifier
====Per Week====
Time Check: Flat d20; 10 or less = No change, 20 = +100%, +1 is +1%, -1 = -1% (12 = +10%). Double positive results due to being on Campus Radio!
====Putting On A Show====
Persuasion Check as Social Network, except 10 = 10% of your fans showing up, +1 = +1%, -1 = -1%, natural 20 = double plus modifier. This is how many of your people show up. 

Speaker System ($2000): Adds +25% to positive show Performance!

Earnings start at $5 per individual from tickets, merch sold, or generosity; a good Performance can raise it as Performance, with 10 = No change; +1 = 10%, -1 = -10%, natural 20 = double plus modifier.

Products to buy: 

$10 Phat Lute tour shirts (0 remaining)

$10 Phat Lute posters (0 remaining)

Additional fans accrue as per Social Network, based on the sum of Persuasion and Earnings checks divided by 3, minimum 10.

====Profits====
Online profits increase 0.001 Shirans per follower per check. Payout at 20 Shirans.

Offline merch profits per week increase 0.01 Shirans per follower per check. Payout at 20 Shirans.

Phat Lute Music: 194062 followers, including Aurora Wynterstarr and Dexterous Dean

Digital Profits: 768 Shirans

Offline Profits: 7680 Shirans

===== Side Hustle: Travellers' Tales Entertainment =====
====Performances====
Performance Check: 10 = No change; +1 = +10%, -1 = -1%, natural 20 = double plus modifier
====Working the Social Network====
Persuasion Check: 10 = No change, +1 = +1%, -1 = -1%, natural 20 = double plus modifier
====Per Week====
Time Check: Flat d20; 10 or less = No change, 20 = +100%, +1 is +5%, -1 = -5% (12 = +10%).
====Putting On A Show====
Persuasion Check as Social Network, except 10 = 10% of your fans showing up, +1 = +1%, -1 = -1%, natural 20 = double plus modifier. This is how many of your people show up. 

Speaker System ($2000): Adds +25% to positive show Performance!

Earnings start at $5 per individual from tickets, merch sold, or generosity; a good Performance can raise it as Performance, with 10 = No change; +1 = 10%, -1 = -10%, natural 20 = double plus modifier.

Products to buy: 

$10 Travellers Tales shirts (0 remaining)

$10 Travellers Tales posters (0 remaining)

Additional fans accrue as per Social Network, based on the sum of Persuasion and Earnings checks divided by 3, minimum 10.

====Profits====
Online profits increase 0.001 Shirans per follower per check. Payout at 20 Shirans.

Offline merch profits per week increase 0.01 Shirans per follower per check. Payout at 20 Shirans.

Travellers' Tales Music: 10657 followers

Digital Profits: 128 Shirans

Offline Profits: 1000 Shirans

===== Side Hustle: Lancaster ATTN Outlet =====
====Direct Marketing====
Persuasion Check: 10 = No change; +1 = +10%, -1 = -10%, natural 20 = double plus modifier
====Working the Social Network====
Persuasion Check: 10 = No change, +1 = +1%, -1 = -1%, natural 20 = double plus modifier
====Per Week====
Time Check: Flat d20; 10 or less = No change, 20 = +100%, +1 is +5% (12 = +10%). 
====Profits====
Avg sales equal 5 gold per customer per week. Direct Sales gives a profit of 50% of the price of the item and directly adds to customer numbers.

Alford Downs: 3 customers

Alford Amun-Theo: 2077 customers

Travelling Folk: 6 customers

Alford Devonshire: 3 customers

Grenwich Town: 22 customers

Parsons Town: 22 customers

Lilyford Town: 16 customers

Wildwood Inn: 16 customers

Falcon's Hollow: 5 customers

Vargas: 101 customers

Heston: 58 customers

Dalry: 15 customers

Mirefield: 22 customers

Bailymena: 19 customers

Bredon: 14 customers

Langdale: 10 customers

Moressley: 17 customers

Academy: 190 customers

Total Customers: 2616 customers

Unclaimed Profits: 143880 gold

===== Side Hustle: Owlbear Training=====
Remaining Time to Hunting Training: 42 days

Effects: Once trained, the owlbear will be able to hunt on its own for enemies as commanded, instead of in general.

Next Milestone: Combat Training, Hunting Training, or other types of training will require another 90 days.

===== Side Hustle: LaVida Products =====
====Manufacturing====
Cost is generally equal to half Nexus price of item. Factory can currently make 100 products per worker per day. (At 2 sp a day, it costs 0.2 copper to make an item for labor costs.)
===Employees===
300 laborers = 30,000 products per day.

====Price Analysis====
Buying: Persuasion check vs DC 10. Higher equals 1% more bought for price, lower equals 1% less for price, natural 20 doubles bonus.

Selling: Persuasion check vs DC 10. Higher equals 1% more sold for price, lower equals 1% less for price, natural 20 doubles bonus.

Price Shifts: Large purchases or sales at once may shift price at DM's option as market is oversaturated or stressed.

Raise DCs for more difficult markets. Academy is usually DC 10 unless market is oversaturated.

^ Item ^ Cost ^ Base Value ^ Value in Alford ^ Value in Belford ^ Amount Made Per Day ^ Amount Owned ^
| Can of soda (asst flavors) | $0.05 | 5 cp | 1 gp | 25 gp | | 134,000 units |
| Wrapped candy (1 unit = funsize) | $0.05 | 5 cp | 1 gp | 10 gp | | 133,000 units |
| 1 lb of wheat | $0.01 | 1 cp | 1 cp | 2 cp | | 5,000 units |
| 1 lb of rice | $0.01 | 1 cp | 2 gp | 5 gp | | 3,400 units |
| 1 ashlar block[1] | $0.01 | 1 cp | 1 cp | 1 cp |
| Two dozen eggs | $0.02 | 2 cp | 2 cp | 2 cp |
| 1 lb of dried fruit | $0.02 | 2 cp | 2 cp | 4 cp | | 2,500 units |
| 1 lb of root vegetables | $0.02 | 2 cp | 2 cp | 2 cp | | 2,500 units |
| 1 lb of canned fruit | $0.25 | 25 cp | 5 sp | 5 sp | | 119,200 units |
| 1 lb of canned vegetables | $0.25 | 25 cp | 5 sp | 5 sp | | 119,200 units |
| 1 lb of canned meat | $1.25 | 125 cp | 5 sp | 5 sp | | 119,040 units |
| 1 lb of fungi | $0.02 | 2 cp | 2 cp | 2 cp | | 2,500 units |
| 1 lb of coal | $0.02 | 2 cp | 2 cp | 2 cp |
| 1 lb of flour | $0.02 | 2 cp | 2 cp | 4 cp | | 2,700 units |
| One chicken | $0.02 | 2 cp | 2 cp | 2 cp | 
| 1 lb of salt | $0.05 | 5 cp | 6 cp | 8 cp | | 10,916 units | 
| 1 lb of cheese | $0.05 | 5 cp | 4 sp | 35 cp | | 10,716 units |
| 1 salted herring | $0.05 | 5 cp | 5 cp | 5 cp |
| 1 goose | $0.05 | 5 cp | 5 cp | 5 cp |
| 1 lb of iron | $0.10 | 1 sp | 2 sp | 25 cp | | 500 units |
| 1 sq.yd. of canvas | $0.10 | 1 sp | 2 sp | 1 sp | | 200 units |
| 1 lb of beef | $0.10 | 1 sp | 1 sp | 1 sp | | 500 units |
| 1 lb of mutton | $0.10 | 1 sp | 1 sp | 1 sp | | 500 units |
| 1 lb of raw beans | $0.10 | 1 sp | 1 sp | 1 sp | | 500 units |
| 1 lb of fried beans | $0.10 | 1 sp | 1 sp | 1 sp |
| 1 lb of zinc | $0.10 | 1 sp | 1 sp | 1 sp |
| 1 gallon of fresh milk | $0.20 | 2 sp | 2 sp | 2 sp |
| 1 pint of honey | $0.20 | 2 sp | 1 sp | 2 sp |
| 1 lb of wool | $0.20 | 2 sp | 2 sp | 2 sp |
| 1 lb of tallow | $0.20 | 2 sp | 2 sp | 2 sp |
| 1 lb of lead | $0.20 | 2 sp | 2 sp | 2 sp |
| 1 fleece of wool (1.5 lb) | $0.30 | 3 sp | 3 sp |
| 1 lb of aluminum | $0.2 | 2 sp | 2.4 sp | 2 sp | pays 1 cp per can returned; 24 cans = 1 lb | 1,665 units |
| 1 lb of copper | $0.5 | 5 sp | 8 sp | 5 cp |
| 1 sq.yd. of cotton cloth | $0.5 | 5 sp | 6 sp | 4 sp |
| 1 lb of butter | $0.5 | 5 sp | 5 sp | 5 sp | 
| 1 salmon | $0.5 | 5 sp | 5 sp | 5 sp | 
| 1 gallon of cream | $0.5 | 5 sp | 5 sp | 5 sp | 
| 1 lb of wax | $0.5 | 5 sp | 3 sp | 5 sp | 
| 1 lb of pewter | $0.5 | 5 sp | 5 sp | 5 sp | 
| 1 lb of raw ginger | $0.40 | 1 gp | 15 sp | 1 gp | | 1,345 units |
| 1 goat | $1 | 1 gp | 1 gp | 1 gp |
| 1 lb of alum | $1 | 1 gp | 1 gp | 1 gp |
| 1 lb of garlic | $1 | 1 gp | 1 gp | 1 gp |
| 1 lb of cotton | $1 | 1 gp | 1 gp | 1 gp |
| 1 lb of ivory | $1 | 1 gp | 1 gp | 1 gp |
| 1 lb of tin | $1 | 1 gp | 1 gp | 1 gp |
| 1 empty barrel | $2 | 2 gp | 1 gp | 1 gp |
| 1 lb of cinnamon | $2 | 2 gp | 20 gp | 20 gp | | 0 units | 
| 1 lb of pepper | $2 | 2 gp | 15 gp | 30 gp | | 225 units |
| 1 sheep | $2 | 2 gp | 2 gp | 2 gp | | 5 units |
| 1 dagger | $2 | 2 gp | 2 gp | 2 gp |
| 1 lb of camphor | $2 | 2 gp | 2 gp | 2 gp |
| 1 lb of nutmeg | $2 | 2 gp | 2 gp | 12 sp |
| 1 lb of sugar | $2 | 2 gp | 5 gp | 5 gp | | 0 units |
| 1 lb of tea | $2 | 2 gp | 10 gp | 10 gp | | 90 units |
| 1 lb of bronze | $2 | 2 gp | 15 sp | 2 gp |
| 1 lb of brass | $2 | 2 gp | 3 gp | 2 gp |
| 1 lb of cloves | $3 | 3 gp | 35 gp | 35 gp | | 131 units |
| 1 pig | $3 | 3 gp | 3 gp | 3 gp |
| 1 barrel[3] of poor-quality ale | $3 | 3 gp | 2 gp | 2 gp |
| 1 lb of frankincense | $3 | 3 gp | 20 gp | 30 gp | | 131 units |
| 1 lb of mustard | $3 | 3 gp | 3 gp | 3 gp | | 131 units |
| 1 lb of silver | $5 | 5 gp | 5 gp | 5 gp |
| 1 sq.yd. of linen | $5 | 5 gp | 5 gp | 5 gp |
| 1 barrel of medium-quality ale | $5 | 5 gp | 4 gp | 4 gp |
| 1 barrel of water | $5 | 5 gp | 5 gp | 5 gp | | 10 units |
| 1 quarter[4] of grain | $5 | 5 gp | 5 gp | 5 gp | | 10 units |
| 1 lb of steel | $5 | 5 gp | 5 gp | 5 gp |
| 1 barrel of good-quality ale | $8 | 8 gp | 6 gp | 6 gp |
| 1 lb of ginseng | $8 | 8 gp | 16 gp | 10 gp | | 13 units |
| 1 lb of myrrh | $8 | 8 gp | 160 gp | 100 gp | | 13 units |
| 1 sq.yd. of silk | $10 | 10 gp | 20 gp | 40 gp |
| 1 cow | $10 | 10 gp | 10 gp | 10 gp |
| 1 shortsword | $10 | 10 gp | 10 gp | 10 gp |
| 1 barrel of salmon (cleaned and salted) | $10 | 10 gp | 10 gp | 10 gp |
| 1 lb of saffron | $15 | 15 gp | 40 gp | 45 gp | 
| 1 ox | $15 | 15 gp | 15 gp | 15 gp |
| 1 barrel of cheap wine | $15 | 15 gp | 20 gp | 20 gp | | 16 units |
| 1 barrel of beef (salted) | $20 | 20 gp | 20 gp | 20 gp |
| 1 lb of electrum | $20 | 20 gp | 20 gp | 20 gp |
| 1 lb of gold | $50 | 50 gp | 50 gp | 50 gp |
| 1 barrel of fine wine | $50 | 50 gp | 60 gp | 60 gp |
| 1 sack of wool (170 fleeces) | $50 | 50 gp | 60 gp | 60 gp |
| 1 lb of platinum | $500 | 500 gp | 500 gp | 500 gp |
| LaVida T-Shirt | $2.5 | 5 gp | ??? | ??? |  | 0 units |
| LaVida Coozies | $1 | 25 sp | ??? | ??? |  | 0 units |

  * [1] A dressed and faced masonry stone
  * [2] Potatoes, carrots, turnips etc.
  * [3] 60 gallons
  * [4] Eight bushels, enough to make bread and porridge for one person for one year

Pallets: One pallet of LaVida Soda is 80 cases (12 units per case, 16 cases per layer, 5 layers). One pallet of LaVida Candy is 80 cases (100 units per case, 16 cases per layer, 5 layers).

====Direct Sales====
Persuasion Check: 10 = No change; +1 = +10%, -1 = -10%, natural 20 = double plus modifier
====Working the Social Network====
Persuasion Check: 10 = No change, +1 = +1%, -1 = -1%, natural 20 = double plus modifier
====Per Week====
Time Check: Flat d20; 10 = No change, 1 = -50%, 20 = +100%, +1 is +5%, -1 = -5% (12 = +10%).
====Sales====
Sales are by follower per product per check. For convenience, once a sales regime gets fully established, one roll can account for an entire area.

====Alford====
Devonshire City: 2600 units soda per week (5 sp), 2600 units candy per week (5 sp)

Lord Devonshire: 900 units soda per week (5 sp), 450 units candy per week (5 sp)

Grenwich Town: 200 units soda per week (5 sp), 200 units candy per week (5 sp)

Parsons Town: 200 units soda per week (5 sp), 200 units candy per week (5 sp)

Lilyford Town: 200 units soda per week (5 sp), 200 units candy per week (5 sp)

Amun-Theo: 1100 units soda per week (5 sp)

The Downs: 200 units soda per week (5 sp)

Wildwood Inn: 80 units soda per week (5 sp)

Falcon's Hollow: 60 units soda per week (5 sp)

Vargas: 250 units soda per week (5 sp)

Heston: 100 units soda per week (5 sp)

Dalry: 120 units soda per week (5 sp)

Mirefield: 100 units soda per week (5 sp)

Bailymena: 100 units soda per week (5 sp)

Bredon: 100 units soda per week (5 sp)

Langdale: 100 units soda per week (5 sp)

Moressley: 100 units soda per week (5 sp) 

Total: 6,510 units soda per week, 3,650 units candy per week

====Academy====
LaVida Soda (Branded): 1 silver per soda, 350 followers, 12 sp per 12 pack of soda: 4,200 units soda

LaVida Candy (Branded): 1 silver per candy, 480 followers, 5 sp per 5-unit pack of candy: 2,400 units candy

====NexusNet====
LaVida Soda (Branded): 5 silver per soda, 200 followers, 6 gp per 12 pack of soda: 2,400 units soda

LaVida Candy (Branded): 5 silver per candy, 200 followers, 25 sp per 5-unit pack of candy: 1,000 units candy

LaVida T-Shirts: 10 gold per shirt, 10 followers

LaVida Soda Coozies: 5 gold per coozie, 5 followers
====Total Unclaimed Earnings====

Unclaimed: 14880 gold

===== Side Hustle: Nightblade Smuggling =====
====Direct Sales====
Persuasion Check: 10 = No change; +1 = +10%, -1 = -10%, natural 20 = double plus modifier
====Working the Social Network====
Persuasion Check: 10 = No change, +1 = +1%, -1 = -1%, natural 20 = double plus modifier
====Per Week====
Time Check: Flat d20; 10 or less = No change, 20 = +100%, +1 is +5% (12 = +10%).
====Sales====
Sales are by follower per product per check.

===Belford, Town of Danville===

No sales!

===Belford, City of Highford===

No sales!

===Belford, Black Market Caravan (Meets at Highport Every Other Week)===

Pounds of Rice: 5 gold per pound, 1600 units

Pounds of Sugar: 5 gold per pound, 400 units

Pounds of Cinnamon: 20 gold per pound, 200 units

==== Profits ====

Unclaimed Profits: 28000 gold

===== SHEATH Recurring Income =====

Businesses owned by Vargas (including Side Hustles) pay all profits towards Vargas.

Businesses supported by Vargas pay a percentage of their earnings towards Vargas; typical rate is 10%.

Businesses that owe venture capital debts to Vargas pay 50% of their profits towards Vargas until their debt is repaid, then are considered 'supported by Vargas' hereafter.

Any of these businesses may require Vargas's assistance to take care of problems.

===== SHEATH Recurring Expenses =====

The base cost of business is a recurring expense that must be paid each period.